2018 Medicare Supplement Plans in Georgia – Medigap Plans
While nobody expects any significant changes to most 2018 Medicare Supplement plans in Georgia, it is always a good idea for Medicare beneficiaries to be aware of changes that could impact their premiums and choice of doctors. For example, some new government rules and higher health costs could encourage some Georgia Medicare supplement insurance companies to increase rates or doctors to charge more than Medicare says that they should.
If you need a way to make a 2018 Georgia Medicare supplement plan comparison, why not try our online quote system? Just enter your basic information and view quality companies all on one page. Getting more information is as simple as clicking any of the entries on your screen.
2018 Medicare Supplement Plans in Georgia: Recipient Statistics
Out of 9.9 million Georgia residents, 12 percent are 65 years old or older, and these are how these senior citizens are distributed in major Georgia cities:
- Atlanta: 9.8%
- Columbus: 11.6%
- Savannah: 11.7%
- Athens: 8.4%
- Sandy Springs: 10.8%
2018 Medigap Plans in Georgia and Georgia Medicare Advantage Plans
You may have heard about some popular Georgia Medicare Advantage (MA) plans that require no monthly premium, come with prescription coverage, and even have the extra vision or dental benefits. These types of plans are an excellent choice for many seniors, but they aren’t the best Medicare insurance for everybody.
2018 Georgia Medicare supplement plans will not come with zero monthly premiums, additional coverage outside of the standard levels, or Part D. However, Medicare supplements free beneficiaries of worrying out networks of health providers, and they help control out-of-pocket health costs. Medigap plans and MA work differently, so it is important to take the time to choose the right option for your needs.
2018 Georgia Medicare Supplement Plans Available
Medicare Supplements have been standardized for a long time, and they come in plan levels A to N. These are important things to note about these different Medicare supplemental policy levels when you are trying to decide which one is right for you:
- Typically, Medicare Supplement Plan A and Plan B are considered basic.
- Medicare Supplement Plan C is seen as robust.
- Medicare Supplement Plan N, Plan K, and Plan L may be cheaper and ask members to share more of the costs.
- Only Medicare Supplement Plan F, Plan G, and high deductible plan F pay for costs above Medicare’s established allowed charges, or excess charges.
Medical expenses and regulations keep increasing. Meanwhile, Medicare has clamped down on allowed charges. This means that more doctors, specialists, and physicians may feel pressured to charge more than Medicare says they should. If that is a concern for you, you might want to consider one of the Medicare supplements that pay for excess charges.
Supplement premiums also vary by company, and these companies are some to compare 2018 Georgia Medigap plans when searching for Plan F and Plan G rates:
- AARP Medigap Plans
- Aetna Medigap Plans
- Banker Fidelity Life Insurance Company
- Blue Cross Blue Sheild of Georgia
- Cigna Medicare Supplement Plans
- Globe Life and Accident Insurance
- Mutual of Omaha Medicare Supplement Plans
Find the Best 2018 Medicare Supplement Plans in Georgia
Trying to choose the right 2018 Georgia Medigap Plans can be difficult, but our online comparison tool should help. All we need is your basic information to display products from quality insurers in your local area. View your choices all on one page and click each entry for more details.