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2018 Medicare Supplement Plans in California – Medigap Plans

2018 Medicare supplement plans in California are likely to remain with the same set plan levels, defined by letters of the alphabet, as they have in the past. However, concerns over rising costs may pressure insurers to raise some premiums. Since they are offered by private insurers, it is always a good to compare Medigap Plans in California for 2018 with companies in your local area. 

All you have to do is enter your basic info to compare quality 2018 Medicare Supplement plans in your California town. After viewing the list of companies, simply click through for more information. 

2018 California Medicare Supplement Plans: Recipient Statistics 

Percentages of seniors in major California cities from the US Census: 

  • Los Angeles: 11.9%
  • San Diego: 10.1%
  • San Jose: 10.7%
  • San Francisco: 13.6%
  • Fresno: 9.3%

2018 Medicare Supplement Plans in California

Concerns over the possibility of increasing Medicare deductibles and regulations may put pressure on some California Medicare supplement plans to raise supplement premiums for 2018. Lower compensation rates for medical providers might force some doctors to charge more than Medicare allows, and only Medicare Plan F, G, and high deductible Plan F cover “excess charges.”

Otherwise, there is no reason to expect any changes to the 2018 Medigap plans that California recipients can choose from. Right now, these levels are Medicare Plan A through Plan N, and some cheaper choices offer only basic coverage. Others, Plan C, Plan D, Plan F, Plan G, and Plan N, even cover emergency care in foreign countries, something not usually covered by original Medicare. Other supplement plans are Plan B, Plan K, Plan L, and Plan M. Each level is slightly different, and you can see the details of supplement levels here. 

2018 Medigap Plans in California and Medicare Advantage Plans 

Medicare Advantage Plans work differently than Medicare supplements do, but Medicare Advantage also comes from private insurers. Instead of paying for gaps in Original Medicare, like supplements, they replace it. Some Medicare Advantage comes with very modest or even zero monthly premiums. They may also include prescription coverage and other benefits, like extra coverage for additional dental or vision services. 

While California Medicare Supplement plans with  charge a premium for 2018, these are some advantages over many Medicare Advantage choices: 

  • No concerns over health provider networks or referrals to specialists
  • Less risk of high out-of-pocket expenses because of copays and deductibles
  • More stable benefits from year to year

Having no monthly premium might seem attractive, but make sure that you balance the cost and the benefits. 

Easy to Compare 2018 Medicare Supplement Plans in California

If you are new to Medicare supplement insurance or have just gotten notice that your rates have increased, you might try shopping around. These are some quality health insurance companies that will offer Medicare Supplements Plans in California for 2017.  We recommend starting your comparison with Plan F and Plan G: 

This might seem like a lot of companies to compare, but we have already done a lot of the work for you. Just choose your state from the drop-down menu on this page. In return, you can see top local senior health insurance companies on your computer screen. To get more information, just click any one of the listed insurers. This online system should help you compare the best 2018 California Medicare supplement plans quickly.