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2018 Medicare Supplement Plans in Texas – Medigap Plans

Medicare beneficiaries in the Lone Star State have a lot of choices to make when trying to maximize their Medicare health benefits. If you are new to Medicare or considering a change of Medicare supplement insurance, take a look at 2018 Medicare supplement plans in Texas. Even though the Medicare supplement plan levels are standard and have remained the same for years, it is always a good idea to compare rates and insurers periodically. 

We make it easy to compare 2018 Texas Medicare supplement plans and Medicare Advantage plans. Just provide the online quote form on this page with your basic info to begin your Texas Medigap plans comparison. After viewing your options, you can click any one to get details and find information to contact live agents. 

2018 Texas Medicare Supplement Plans: Quick Facts for Recipients

Out of 26,448,193 Texans, about 11.2% are 65 and over. These are the proportions of TX Medicare beneficiaries in some of the largest cities: 

  • Houston: 9.0%
  • San Antonio: 10.4%
  • Dallas: 8.8%
  • Austin: 7.0%
  • Fort Worth : 8.2%

2018 Texas Medicare Supplement Plans vs. Medicare Advantage Plans 

You have probably heard a lot about Medicare Advantage (MA), and some of these policies even come with no monthly premium. In addition, some MA even come with additional dental and Medicare prescription coverage, and this makes them a good choice for some Texans. 

However, Texas Medicare supplement plans usually help seniors better predict their out-of-pocket costs and enjoy more choices of doctors and other medical services. Also, MA tends to change each year, and Medicare supplements stay consistent. The right choice depends upon your preferences, health budget, and maybe even the options that are available in your town or city. A zero monthly premium MA HMO might work out well for you, but you might prefer the greater flexibility that you can find with a 2018 Texas Medigap Plan. 

2018 Medicare Supplement Plans in Texas

The supplement levels in Texas, from A to N, won’t change for 2018. However, higher medical costs, reduced compensation for some health services, and new regulations might put some pressure on insurance companies to increase premiums. In a competitive business state like Texas, it might be possible to find another quality insurer that offers exactly the same Medigap plan level of benefits at a cheaper price. In other case, it might make sense to switch to a different Medigap plan level for a better value. 

For example, Medicare tells doctors how much they should charge. There seems to be a trend with many doctors charging more than this amount, and only Medicare supplement plan levels G, Medicare Supplement Plan F, and high deductible plan F cover these excess charges. Typically, Medicare Plan C is considered very robust, whereas Medigap plan K, L, and Medigap plan N require more cost sharing, and A and B are thought of as basic. 

These are some of the biggest Medigap  plan companies in Texas when compring 2018 Plan G and Plan F: 

Find the Best 2018 Texas Medicare Supplement Plans

Residents of Texas do have a lot of Medicare Supplement plan choices for 2018, and we make it easy to find the best one. Just type your basic info in the form on this website. In return, you can compare local Texas Medigap plans and Medicare Advantage plans.